Privacy Policy
Last Updated: August 2025
This website (“we,” “our,” “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit and use our calculators or other features on this site. By using this website, you consent to the practices described in this Privacy Policy.
1. Information We Collect
a) Information you provide directly
Details you enter into calculators (e.g., home price, income, mortgage balance, or other financial data).
Contact information you provide when requesting a consultation or subscribing to updates (e.g., name, email, phone).
b) Information collected automatically
Device details such as IP address, browser type, operating system, and screen resolution.
Usage data including pages visited, time spent, and navigation actions.
Cookies and tracking technologies used for analytics and site functionality.
2. How We Use Your Information
We use the information collected to:
Provide mortgage, affordability, refinance, and closing cost calculations.
Improve the accuracy, usability, and design of the calculators.
Respond to inquiries or requests you submit.
Send updates or resources if you choose to opt in.
Comply with applicable Canadian laws and regulations.
3. Sharing of Information
We do not sell or rent your personal information. We may share information in the following limited situations:
Service providers: Trusted third-party vendors who help us operate the website or analytics tools.
Legal requirements: When required to comply with applicable laws, regulations, or court orders.
Business changes: If the website is transferred, merged, or sold, information may be included as part of the transaction.
4. Cookies & Tracking
This website uses cookies and similar technologies to:
Keep calculators functioning properly.
Analyze site traffic and usage through tools such as Google Analytics.
Improve performance and user experience.
You can adjust your browser settings to refuse cookies, but some features of the site may not function properly.
5. Data Security
We implement reasonable technical and organizational measures to safeguard the information you provide. However, no system is completely secure, and we cannot guarantee 100% protection against unauthorized access.
6. Data Retention
Retention as follows:
Contact details submitted through forms are retained only as long as needed to provide requested services or as required by law.
Calculator inputs are not stored beyond your session unless you explicitly save or submit them.
7. Your Rights
Depending on your jurisdiction, you may have rights to:
Access, correct, or delete your personal information.
Withdraw consent for certain processing.
Request details about how your data is used.
To exercise your rights, please contact us using the information below.
8. Third-Party Links
Our website may link to external sites. We are not responsible for the privacy practices of third-party websites.
9. Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date.
10. Contact Us
If you have questions or concerns about this Privacy Policy or how your information is handled, please contact us
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